New Features in Version 1.3:

1. XML Schema datatypes for both STR and CTR have been augmented to facilitate reporting by non-bank financial 
institutions. Context sensitive drop-down lists that change value depending upon the type of reporting entity, as indicated by
their reporting entity ID, have been added to both STR and CTR forms [Banks will not notice any difference.]

2. The minimum number of identified participants in a cash transaction report is now zero. This may occur in the 
relatively unusual situation when multiple linked transactions in a day exceed 10,000 USD but customer due diligence 
has not been performed because all of the following are true: the transaction amounts are each below the reporting 
threshold; no business relationship has been established; there exists no suspicion of money laundering, illicit 
proceeds, or structuring to avoid identification requirements. If one or more of the above items is not true then 
customer due diligence needs to be performed and transaction participants are required to be included in the 
report. The report should include any and all accounts and account holders involved in the transaction(S). 
Financial institutions should pay close attention to such situations and ensure that transactions are
not being structured in order to avoid reporting requirements and/or customer due diligence requirements.

3. Field tips have been added to more fields.

4. Counters have been added to repeating field groups.

5. Khmer language views have been created for both the STR and the CTR but are not accessible by default. This 
feature will be enable depending upon demand.

6. The country code for Serbia (SRB) and the currency code for Serbia (RSD) have been added to the XML schema
for both STR and CTR schema and forms.